Pestereva Julia

Nowadays it is hard to imagine a person without a mobile phone. Someone has a smartphone, someone is content with an ordinary mobile phone. More recently, only a few had a mobile phone. Now the mobile phone has become of paramount importance for many. No other technology has ever been so popular: statistics show that about four and a half billion people use any mobile device... Today the mobile phone is more than just a means of communication. In some models of communicators, it is as close as possible in its capabilities to a computer, and in some it is superior to a PC.

Mobile communications have radically changed our lives. But for some reason, conversations about the dangers of a cell phone for human health, programs in which doctors discuss this issue, as well as articles on the Internet began to appear more and more often. And since mobile phones actively penetrate into our lives, then we believe that it is simply necessary to think about the problem of the harmful effects on the body of a cell phone.

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Municipal budgetary educational institution

"Northern Secondary School of General Education"

Pervomaisky District of Altai Territory

Design and research work on the topic:

"Cell Phones"

Work completed

10th grade student:

Pestereva Julia

Supervisor:

Vodichev Andrey Sergeevich

IT-teacher

Severny settlement 2014

Appendix 3. Cell phone and health.

We will provide all investors with this opportunity plus opportunities for quick start and confident growth. We have already bought the best land plots near the sea for building them up with hotel buildings. Today we are glad to inform you that new opportunities have opened up for registering property in the subtropical parks of Abkhazia. It is already possible to build in projects for 40 acres and 500 acres by the sea. Projects for 5 hectares have been practically signed. As well as the possibility of large areas from 20 hectares and more, but slightly distant from the water cut from 1000 m and more. If you have cardinal doubts about Abkhazia, first you can take part in our projects for the construction of hotels and agricultural complexes in Kalmykia. Projects for coastal areas are being prepared Sea of ​​Azov in the Krasnodar Territory. We are interested in long-term cooperation with a small number of companies in any kind of your participation.

\ For 6 years of work in Abkhazia, we have chosen to study all the issues and acquired the ownership of the best park areas on the very seashore. We offer their joint development, development and joint rental or sale. You can also redeem plots and become theirs full owner- at your request. You order the construction yourself from your own construction companies any our company will build 15 thousand rubles per sq. m. We will help with lending, we will act as a guarantor, there are personal connections. The administrative resource in Abkhazia has also been established in 6 years. We work only with serious clients who are not used to relying on rumors (America and Georgia generously pay for misinformation about Abkhazia).

We have selected and purchased the most promising, unique plots of land at the very edge of the sea, where the future hotel owner will receive the fastest return on investment. You can also attract additional customers - your future co-owners of hotel rooms (they can order from one room). As for plots 1000 m from the sea or more, they are cheaper ****.

\ We studied both positive and negative experiences of being in Abkhazia and interacting with the residents of Abkhazia. 50 (70?) Thousand Abkhaz live in Abkhazia, out of 30 thousand registered in Abkhazia live in Russia in fact). Russian citizens of Abkhazia 75 thousand plus contingent Russian troops stationed in Abkhazia 58 thousand people. Mengrels (Georgians) 65 thousand people (Abkhazian passports are not given to them, as if statistics do not see them) There are more than 100 thousand Armenians in Abkhazia according to facts. They reckon with the Russians and do not allow lawlessness. We create cooperation Russian entrepreneurs, in which all members of the cooperation are protected. Write about any doubts you have about anything. Any information can and should be checked on the spot, and not read in the paid press .. If in doubt. But the Russians own hotels in Abkhazia and are surprised when they read all sorts of rumors .. Our joint venture consists of Russians and 2 percent is a resident of Abkhazia - a co-founder. There are various options for cooperation and creation of joint ventures - everything is discussed

For individuals, we also issue a loan if we do not have our own funds. For this loan under the contract, we issue land at once, but with this (!) Money received from you we are also building the buildings of HOTELS. You pay for a loan with money received from renting rooms to vacationers. With such an agreement, all settlements with the bank are made by our company (it is also the guarantor). You don’t worry about the relationship with the bank and after 3 years under the contract you become the full owner of the building (rent 50/50), but you can also become the full owner under the agreements on the repurchase of the rights to the plot of land. During the waiting period for construction and commissioning (3 years of lease), you receive a salary of 20 THOUSAND RUBLES PER MONTH, AND IF YOU AGREE TO LIVE WITH THIS HOUSING AND FULFILL THE DUTIES OF THE ADMINISTRATOR THAT AND THE WAGE OF THE ADMINISTRATOR depends on the number of people in the order of 100 thousand rubles per month.

\ Details for individuals 1. you immediately receive land on the loan received, becoming a CO-FOUNDER

I invest in your project.

Investing, developing and promoting a business has become a popular pastime among wealthy people. Now investors themselves are looking for business projects. Often on the Internet message boards you can find the call: I invest in the project... There are many offers, but what conditions should you agree to when choosing a business to invest in:

• analyze the possibilities of the project, provided that you receive at least 25% of the net profit;
• provide funds without interest for a period of up to 5 years, which will automatically receive a share, and then your interest if, for example, the project is put up for sale. Or, if you wish, it will allow you to buy out the rest of the company's shares.

When assessing the status of activities (or future work) projects, the price may change. The first investor who started working with the campaign is entitled to a discount when buying a share, in the amount of 15-25%. But that doesn't help much for job seekers who offer: I invest in an interesting project, such interest does not attract depositors, at least in Russia.

Debt liabilities converting to a share of up to 20%. For Russian investors is the best option. V this method debt is transferred to a share of the project's net profit, interest rate negotiated in advance and secured by an agreement. Example: an investor invests in a company a certain amount, automatically receives the right to shares, in the amount of 10%, upon the occurrence of special cases (specified in the agreement of the parties).

Is there a difference from the above investment methods? There are, moreover, legal, associated with the structure of the organization of the enterprise. The most common is considered to be LLC (a company with limited liability). In the policy of such a company, the investor immediately and without any special obstacles is among the founders with the receipt of a share. This gets rid of all possible registrations.

Conditions to disagree with.

Not everything is as smooth as it might seem at first glance. Consider the cases in which it is not worth giving consent to the investor:

1. In cases where the share exceeds 20%. With an initial percentage higher than the stated, the investor is likely to pursue the goal of making a quick profit, not caring too much about the future of the company. May lead to the closure of the project. Such inverters are not interested in the development process of the company, only money - or anything personal.
2. Return share at KPI help... In this method, an investor can invest in a project, while leaving the management of the company to you, but upon achieving certain results of the company's activities (obtaining a threshold profit, agreed in advance), it will be possible to give investors shares in the company. This can lead to the closure of the business - in the absence of motivation, the business does not develop. The borrower is looking for ways to return money, loses the threads of company management. As a result, he gives everything to investors.
3. Investments in the form of barter (in exchange for the means of providing goods or services). I will give an example, so it will be clearer: funds are needed to create or promote a project, an investor offers money that he is willing to invest. Do not agree to such a deal, you will ultimately not be able to satisfy the investor's requests for the service, which will lead to a complete takeover of the company.

How to evaluate a business proposal?

There are a huge number of options for attracting investors to businesses. It is required to conduct an analysis of the selected projects, make comparisons and decide which best meets your requirement. What project will be effective and safe (in terms of payback and profit)

There are certain criteria and rules for analyzing and promoting a business project. It is better to perform them sequentially:

• establish the main goal of the project;
• make up an algorithm for sequential actions;
• count financial, tangible assets. Analysis labor resources;
• what costs may be incurred when investing;
• calculate the profit (amount) and for how long;
• calculate the efficiency of the business;
• make a plan and implement it.

Having the means and desires, you can choose, in your opinion, effective and profitable projects. You can invest in anything from real estate to securities.

It is better to adhere to certain conditions when investing in a certain activity:

the main thing: calculate the investment to peg at a profit. Do not invest if they are less than, say, the profit from a deposit account with a bank;

• the profit of the project must exceed the inflation rate in the country;
• funds must exceed the amount of profit established in other projects;
• make sure that the project will make a profit on time. The borrower must submit a detailed action plan. This can be called - the ratio of terms to finance;
• for projects that are not long-term or risky, it is better to invest your capital (without attracting outside help or loans). The main thing here is reinforcement and net profit;
• you can engage in self-financing (invest from personal funds in your company);
• correctly assess and consider the possibilities of a future investment project. What niche it will occupy in the market, what services it offers (popular or for narrow use).

I invest in your project, often found in the form of advertisements and offers (announcements). It is required to remember that investing in a business is a lengthy procedure and requires a deep assessment of all factors: possible risks, economic situation in the country, inflation rate, comparative analysis similar projects - in order to obtain information about profits.